Auto Aid – the best breakdown cover
The big names like RAC and AA take all the limelight for breakdown cover.
Without a doubt, they are good – but they’re also very expensive. Even if you think you’re getting a good deal having cover free from your bank etc, the chances are you don’t actually have the cover you want or need.
A basic policy can be had for £60 that doesn’t include (what should be) essentials such as home start, and, more importantly, most of these will cover only a specific car, or you as a driver, until you start paying £200-£300 per year for a service you may never even use!
But even then, what if you own cars and bikes, and want them both to be covered when you’re riding?
It still amazes me that so few people have even heard of Auto Aid.
You pay £40 per year, and that covers YOU as a driver or passenger in any vehicle. And you get home start, forward travel, and pretty much everything you need.
So what’s the catch?
Well, assuming you are unlucky, and actually have to use the service you’re paying £40 per year for, you have to pay for any roadside repair or recovery out of your own pocket – but don’t panic! All you do then is send Auto Aid your invoice, and they will reimburse you the full amount in about a week.
I was a little dubious about this aspect, but assuming you have a credit card, it won’t be a problem.
Having held a policy for years, I actually had to use it for the first time a few months ago – and I had to test exactly the dodgy stuff that you’d be worried they would refuse to reimburse you for.
Basically, the brand new Honda VTR1000 that I bought minutes before broke it’s drive chain on my way home with the bike. So on all the DVLA systems I was not even owner of this bike, although I had taken out insurance (not that they ever asked – as the policy covers me as a person!).
I rang up at around 10pm, and they got a local contractor (exactly the same as some of the more expensive companies) to come out to me within about 40 minutes.
With no hassle at all, they loaded up my bike and took me and the bike home, as all the garages were closed at that time of night.
I paid their flat fee of £50 for a journey of about 20 miles by card over the telephone.
Now for the dodgy part – I had to get the bike from my house to a garage the following evening (again outside of working hours), and the person on the telephone had advised me to just call them again, and they would send someone out to collect the bike and take me there.
Again, no hassles – I paid by phone another £50, and they took me where I wanted.
Still nervous, I posted the invoices and receipts (keeping a copy just in case) back to Auto Aid with their simple claim form, and exactly as promised, they refunded the entire amount to me!
I’m not making anything from this, I’m just doing my good deed of the day by letting you know of a brilliant and much cheaper alternative.
You’d be crazy to sign up to anything else!